FinTech 2025 - Transforming Banking and Financial Technology

Rama Chaithanya Tanguturi Profile

Rama Chaithanya Tanguturi

Rama Chaithanya Tanguturi

Biography

15 years of academic leadership and research experience with a strong background in Artificial Intelligence (AI) and Blockchain. I have a robust track record of teaching, high-impact publications, and contributing significantly to advancing knowledge in these fields. Committed to fostering collaborative environments, advancing academic standards, and achieving sustained institutional growth through visionary leadership and strategic initiatives.

Research Interest

Senior Member, Institute of Electrical and Electronics Engineers (IEEE)
Life member, ISTE
Member, Computer Society of India

Abstract

The Future: A Convergence of AI and Blockchain
The synergy between AI and blockchain is redefining financial security and efficiency. AI can analyze blockchain data to detect fraudulent transactions, while blockchain ensures data integrity and transparency. This combination is paving the way for secure, intelligent financial ecosystems that minimize risks and maximize efficiency.
 
Blockchain: The Backbone of Trust and Security
Blockchain is reshaping financial services by introducing decentralization, transparency, and security. Traditional banking relies on intermediaries for transactions, which can be slow and costly. Blockchain eliminates these intermediaries, enabling peer-to-peer transactions with immutable records. This enhances fraud prevention, reduces costs, and accelerates cross-border payments.
 
Financial institutions are leveraging blockchain for smart contracts, which automate agreements without human intervention, ensuring efficiency and trust. Additionally, decentralized finance (DeFi) is emerging as an alternative to traditional banking, offering financial services without centralized control.
 
AI: The Engine of Intelligence and Automation
AI is transforming banking operations by improving fraud detection, risk assessment, and customer experience. Machine learning algorithms analyze vast amounts of financial data to detect anomalies and prevent fraud in real time. AI-powered chatbots and virtual assistants enhance customer interactions, providing personalized financial advice and automating routine banking tasks.
 
AI also plays a crucial role in predictive analytics, helping banks assess creditworthiness and optimize investment strategies. By integrating AI with blockchain, financial institutions can enhance security, automate compliance, and streamline operations.