Erling Loken Andersen
Biography
Erling Loken Andersen is a lawyer and serial entrepreneur with extensive experience in financial technology, payments and compliance operations. He is the Founder and CEO of Kyros AML Data Suite, a regulatory technology platform that provides KYC/KYB, operational AML software, transaction monitoring and risk intelligence for financial institutions and digital asset companies. Before Kyros, Erling founded and led multiple successful fintech and digital services companies across Europe and North America, including mass-payout platforms, compliance service providers and crypto exchanges. He holds a law degree from the University of Oslo and has built cross-border regulatory programmes with teams in Norway, Estonia, Malta, Bulgaria and Canada. Erlings focus is on practical, technology-driven approaches to preventing financial crime and improving the effectiveness of compliance at scale.
Research Interest
Crypto, AI and Fintech
Abstract
Stoppping Crime in the Era of AI: How Compliance Can Stay Ahead
Abstract: (240-260Criminals are using artificial intelligence to scale money laundering in ways that were not possible only a few years ago. Synthetic identities built from fragments of real documents, deepfake onboarding videos that pass liveness checks and automated networks of mule accounts allow bad actors to move funds faster and hide their tracks more effectively. Traditional compliance systems, based on static rules and manual review, struggle to keep up.
This presentation looks at how the AML landscape is shifting and why financial institutions need more adaptive technology. The industry is moving from simple red-flag detection toward richer behavioural analysis that understands how legitimate customers behave so anomalies become clearer. Graph intelligence is helping compliance teams uncover hidden relationships between accounts, wallets and devices that would never appear suspicious on their own. AI can reduce false positives and highlight the real threats that matter.
The future of AML is not about replacing compliance teams. It is about equipping them with smarter tools that learn from new fraud patterns, integrate global sanctions intelligence and provide confidence at scale. With Singapores ambition to lead regional fintech innovation, the region is well positioned to adopt these capabilities early and set a benchmark for safer digital finance in Asia.
Drawing on real-world implementation experience in high-risk sectors, this talk explores what is working today, how the technology must evolve and what forward-leaning financial institutions can do to stay ahead as criminals increasingly think and operate like algorithms.
